Manage Expenses Easily With Unsecured Business Lines of Credit
Every company needs two things to be successful: A good credit rating based on a strong history, and cash flow that allows it to move to meet the market and keep delivering goods and services consistently.
Unsecured business lines of credit are key ingredients that help companies manage both goals effectively.
As business credit cards, they function to make getting your payment history established, so your credit rating begins to grow. As flexible petty cash management tools, they provide a written record of transactions while consolidating your expenses and giving you a flexible window for repayment.
Competitive Rates and Innovative Service
All of the cards secured by Clear Capital Group fall into one of two tiers:
- $25,000 to $100,000: Available to start-ups and small businesses with qualifying applications
- $100,000 to $500,000: Available to established companies with disclosures
Regardless of your credit tier, all of our rates are 1 to 5 points above prime, and we do not offer subprime cards. Additionally, they enjoy zero percent introductory rates.
Start the Application
Our no-obligation prequalification for unsecured business lines of credit takes only ten minutes and costs roughly $15 – $30.
Talk to an associate today to get the process started, and get the credit card(s) your company needs to manage its expenses with ease.
Some Frequently Asked Questions
Q: Can’t I just apply for these cards myself?
A: Are you familiar with the “CARD Act” and the “Stay at Home Mom” clause and how that informs the manner in which you acquire credit cards? And do you understand why that is important?
A: “Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly called the CARD Act, is a federal law that fundamentally changed credit card issuers’ practices and consumers’ rights. It’s important that we, as your processor for “unsecured lines of credit” be able to work within these limitations, yet still be able to produce what we know we are capable of historically in terms of funding”.
Q: Can’t I just apply for the cards that come in the mail or via the online sites?
A: Of the Top 50 banks in the US do you know how many of them offer a business credit card…and do you know which ones underwrite and service them vs the ones who white label their cards with another bank? And do you know why it’s important to know that?
A: “There is a lot of expertise that goes into our plans to secure funding on your behalf. From knowing the answers to these questions to formulating the right plans that produce the best results, you can rest assured we have your best interests in mind”